Understand our terms
This section outlines fundamental terms for using our website and services. It covers acceptable use, intellectual property, liability limitations, and dispute resolution.
Protect your data
Projection equipment: slide projectors, presentations, overhead projectors, and computer projectors.
We are committed to protecting your privacy. This policy explains how we collect, use, and safeguard your information. We collect data such as your IP address, browsing activity, and any information you voluntarily provide.
Visual aids are often used to help audiences of informative and persuasive speeches understand the topic being presented. Visual aids can play a large role in how the audience understands and takes in information that is presented. There are many different types of visual aids that range from handouts to presentations. The type of visual aid a speaker uses depends on their preference and the information they are trying to present.

Each type of visual aid has pros and cons that must be evaluated to ensure it will be beneficial to the overall presentation. Before incorporating visual aids into speeches, the speaker should understand that if used incorrectly, the visual will not be an aid, but a distraction.
Agreement to terms
by using our website and services, you agree to our terms, refund policy, and privacy policy.
  • Terms of service
    OVERVIEW
    This website is operated by fxsniper24. Throughout the site, the terms “we”, “us” and “our” refer to fxsniper24. fxsniper24 offers this website, including all information, tools and Services available from this site to you, the user, conditioned upon your acceptance of all terms, conditions, policies and notices stated here. 

    By visiting our site and/ or purchasing something from us, you engage in our “Service” and agree to be bound by the following terms and conditions (“Terms of Service”, “Terms”), including those additional terms and conditions and policies referenced herein and/or available by hyperlink. These Terms of Service apply to all users of the site, including without limitation users who are browsers, vendors, customers, merchants, and/ or contributors of content. 

    Please read these Terms of Service carefully before accessing or using our website. By accessing or using any part of the site, you agree to be bound by these Terms of Service. If you do not agree to all the terms and conditions of this agreement, then you may not access the website or use any Services. If these Terms of Service are considered an offer, acceptance is expressly limited to these Terms of Service. 

    Any new features or tools which are added to the current store shall also be subject to the Terms of Service. You can review the most current version of the Terms of Service at any time on this page. We reserve the right to update, change or replace any part of these Terms of Service by posting updates and/or changes to our website. It is your responsibility to check this page periodically for changes. Your continued use of or access to the website following the posting of any changes constitutes acceptance of those changes. 

    Our store is hosted on Shopify Inc. They provide us with the online e-commerce platform that allows us to sell our products and Services to you. 

    SECTION 1 - ONLINE STORE TERMS
    By agreeing to these Terms of Service, you represent that you are at least the age of majority in your state or province of residence, or that you are the age of majority in your state or province of residence and you have given us your consent to allow any of your minor dependents to use this site. 
    You may not use our products for any illegal or unauthorized purpose nor may you, in the use of the Service, violate any laws in your jurisdiction (including but not limited to copyright laws). 
    You must not transmit any worms or viruses or any code of a destructive nature. 
    A breach or violation of any of the Terms will result in an immediate termination of your Services. 

    SECTION 2 - GENERAL CONDITIONS
    We reserve the right to refuse Service to anyone for any reason at any time. 
    You understand that your content (not including credit card information), may be transferred unencrypted and involve (a) transmissions over various networks; and (b) changes to conform and adapt to technical requirements of connecting networks or devices. Credit card information is always encrypted during transfer over networks. 
    You agree not to reproduce, duplicate, copy, sell, resell or exploit any portion of the Service, use of the Service, or access to the Service or any contact on the website through which the Service is provided, without express written permission by us. 
    The headings used in this agreement are included for convenience only and will not limit or otherwise affect these Terms. 

    SECTION 3 - ACCURACY, COMPLETENESS AND TIMELINESS OF INFORMATION
    We are not responsible if information made available on this site is not accurate, complete or current. The material on this site is provided for general information only and should not be relied upon or used as the sole basis for making decisions without consulting primary, more accurate, more complete or more timely sources of information. Any reliance on the material on this site is at your own risk. 
    This site may contain certain historical information. Historical information, necessarily, is not current and is provided for your reference only. We reserve the right to modify the contents of this site at any time, but we have no obligation to update any information on our site. You agree that it is your responsibility to monitor changes to our site. 

    SECTION 4 - MODIFICATIONS TO THE SERVICE AND PRICES
    Prices for our products are subject to change without notice. 
    We reserve the right at any time to modify or discontinue the Service (or any part or content thereof) without notice at any time. 
    We shall not be liable to you or to any third-party for any modification, price change, suspension or discontinuance of the Service. 

    SECTION 5 - PRODUCTS OR SERVICES (if applicable)
    Certain products or Services may be available exclusively online through the website. These products or Services may have limited quantities and are subject to return or exchange only according to our Refund Policy .We have made every effort to display as accurately as possible the colors and images of our products that appear at the store. We cannot guarantee that your computer monitor's display of any color will be accurate. 
    We reserve the right, but are not obligated, to limit the sales of our products or Services to any person, geographic region or jurisdiction. We may exercise this right on a case-by-case basis. We reserve the right to limit the quantities of any products or Services that we offer. All descriptions of products or product pricing are subject to change at anytime without notice, at the sole discretion of us. We reserve the right to discontinue any product at any time. Any offer for any product or Service made on this site is void where prohibited. 
    We do not warrant that the quality of any products, Services, information, or other material purchased or obtained by you will meet your expectations, or that any errors in the Service will be corrected. 

    SECTION 6 - ACCURACY OF BILLING AND ACCOUNT INFORMATION
    We reserve the right to refuse any order you place with us. We may, in our sole discretion, limit or cancel quantities purchased per person, per household or per order. These restrictions may include orders placed by or under the same customer account, the same credit card, and/or orders that use the same billing and/or shipping address. In the event that we make a change to or cancel an order, we may attempt to notify you by contacting the e‑mail and/or billing address/phone number provided at the time the order was made. We reserve the right to limit or prohibit orders that, in our sole judgment, appear to be placed by dealers, resellers or distributors. 

    You agree to provide current, complete and accurate purchase and account information for all purchases made at our store. You agree to promptly update your account and other information, including your email address and credit card numbers and expiration dates, so that we can complete your transactions and contact you as needed. 

    For more details, please review our Refund Policy

    SECTION 7 - OPTIONAL TOOLS
    We may provide you with access to third-party tools over which we neither monitor nor have any control nor input. 
    You acknowledge and agree that we provide access to such tools ”as is” and “as available” without any warranties, representations or conditions of any kind and without any endorsement. We shall have no liability whatsoever arising from or relating to your use of optional third-party tools. 
    Any use by you of the optional tools offered through the site is entirely at your own risk and discretion and you should ensure that you are familiar with and approve of the terms on which tools are provided by the relevant third-party provider(s). 
    We may also, in the future, offer new Services and/or features through the website (including the release of new tools and resources). Such new features and/or Services shall also be subject to these Terms of Service. 

    SECTION 8 - THIRD-PARTY LINKS
    Certain content, products and Services available via our Service may include materials from third-parties. 
    Third-party links on this site may direct you to third-party websites that are not affiliated with us. We are not responsible for examining or evaluating the content or accuracy and we do not warrant and will not have any liability or responsibility for any third-party materials or websites, or for any other materials, products, or Services of third-parties. 
    We are not liable for any harm or damages related to the purchase or use of goods, Services, resources, content, or any other transactions made in connection with any third-party websites. Please review carefully the third-party's policies and practices and make sure you understand them before you engage in any transaction. Complaints, claims, concerns, or questions regarding third-party products should be directed to the third-party. 

    SECTION 9 - USER COMMENTS, FEEDBACK AND OTHER SUBMISSIONS
    If, at our request, you send certain specific submissions (for example contest entries) or without a request from us, you send creative ideas, suggestions, proposals, plans, or other materials, whether online, by email, by postal mail, or otherwise (collectively, 'comments'), you agree that we may, at any time, without restriction, edit, copy, publish, distribute, translate and otherwise use in any medium any comments that you forward to us. We are and shall be under no obligation (1) to maintain any comments in confidence; (2) to pay compensation for any comments; or (3) to respond to any comments. 
    We may, but have no obligation to, monitor, edit or remove content that we determine in our sole discretion to be unlawful, offensive, threatening, libelous, defamatory, pornographic, obscene or otherwise objectionable or violates any party’s intellectual property or these Terms of Service. 
    You agree that your comments will not violate any right of any third-party, including copyright, trademark, privacy, personality or other personal or proprietary right. You further agree that your comments will not contain libelous or otherwise unlawful, abusive or obscene material, or contain any computer virus or other malware that could in any way affect the operation of the Service or any related website. You may not use a false e‑mail address, pretend to be someone other than yourself, or otherwise mislead us or third-parties as to the origin of any comments. You are solely responsible for any comments you make and their accuracy. We take no responsibility and assume no liability for any comments posted by you or any third-party. 

    SECTION 10 - PERSONAL INFORMATION
    Your submission of personal information through the store is governed by our Privacy Policy

    SECTION 11 - ERRORS, INACCURACIES AND OMISSIONS
    Occasionally there may be information on our site or in the Service that contains typographical errors, inaccuracies or omissions that may relate to product descriptions, pricing, promotions, offers, product shipping charges, transit times and availability. We reserve the right to correct any errors, inaccuracies or omissions, and to change or update information or cancel orders if any information in the Service or on any related website is inaccurate at any time without prior notice (including after you have submitted your order). 
    We undertake no obligation to update, amend or clarify information in the Service or on any related website, including without limitation, pricing information, except as required by law. No specified update or refresh date applied in the Service or on any related website, should be taken to indicate that all information in the Service or on any related website has been modified or updated. 

    SECTION 12 - PROHIBITED USES
    In addition to other prohibitions as set forth in the Terms of Service, you are prohibited from using the site or its content: (a) for any unlawful purpose; (b) to solicit others to perform or participate in any unlawful acts; (c) to violate any international, federal, provincial or state regulations, rules, laws, or local ordinances; (d) to infringe upon or violate our intellectual property rights or the intellectual property rights of others; (e) to harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate based on gender, sexual orientation, religion, ethnicity, race, age, national origin, or disability; (f) to submit false or misleading information; (g) to upload or transmit viruses or any other type of malicious code that will or may be used in any way that will affect the functionality or operation of the Service or of any related website, other websites, or the Internet; (h) to collect or track the personal information of others; (i) to spam, phish, pharm, pretext, spider, crawl, or scrape; (j) for any obscene or immoral purpose; or (k) to interfere with or circumvent the security features of the Service or any related website, other websites, or the Internet. We reserve the right to terminate your use of the Service or any related website for violating any of the prohibited uses. 

    SECTION 13 - DISCLAIMER OF WARRANTIES; LIMITATION OF LIABILITY
    We do not guarantee, represent or warrant that your use of our Service will be uninterrupted, timely, secure or error-free. 
    We do not warrant that the results that may be obtained from the use of the Service will be accurate or reliable. 
    You agree that from time to time we may remove the Service for indefinite periods of time or cancel the Service at any time, without notice to you. 
    You expressly agree that your use of, or inability to use, the Service is at your sole risk. The Service and all products and Services delivered to you through the Service are (except as expressly stated by us) provided 'as is' and 'as available' for your use, without any representation, warranties or conditions of any kind, either express or implied, including all implied warranties or conditions of merchantability, merchantable quality, fitness for a particular purpose, durability, title, and non-infringement. 
    In no case shall My Store, our directors, officers, employees, affiliates, agents, contractors, interns, suppliers, Service providers or licensors be liable for any injury, loss, claim, or any direct, indirect, incidental, punitive, special, or consequential damages of any kind, including, without limitation lost profits, lost revenue, lost savings, loss of data, replacement costs, or any similar damages, whether based in contract, tort (including negligence), strict liability or otherwise, arising from your use of any of the Service or any products procured using the Service, or for any other claim related in any way to your use of the Service or any product, including, but not limited to, any errors or omissions in any content, or any loss or damage of any kind incurred as a result of the use of the Service or any content (or product) posted, transmitted, or otherwise made available via the Service, even if advised of their possibility. Because some states or jurisdictions do not allow the exclusion or the limitation of liability for consequential or incidental damages, in such states or jurisdictions, our liability shall be limited to the maximum extent permitted by law. 

    SECTION 14 - INDEMNIFICATION
    You agree to indemnify, defend and hold harmless My Store and our parent, subsidiaries, affiliates, partners, officers, directors, agents, contractors, licensors, Service providers, subcontractors, suppliers, interns and employees, harmless from any claim or demand, including reasonable attorneys’ fees, made by any third-party due to or arising out of your breach of these Terms of Service or the documents they incorporate by reference, or your violation of any law or the rights of a third-party. 

    SECTION 15 - SEVERABILITY
    In the event that any provision of these Terms of Service is determined to be unlawful, void or unenforceable, such provision shall nonetheless be enforceable to the fullest extent permitted by applicable law, and the unenforceable portion shall be deemed to be severed from these Terms of Service, such determination shall not affect the validity and enforceability of any other remaining provisions. 

    SECTION 16 - TERMINATION
    The obligations and liabilities of the parties incurred prior to the termination date shall survive the termination of this agreement for all purposes. 
    These Terms of Service are effective unless and until terminated by either you or us. You may terminate these Terms of Service at any time by notifying us that you no longer wish to use our Services, or when you cease using our site. 
    If in our sole judgment you fail, or we suspect that you have failed, to comply with any term or provision of these Terms of Service, we also may terminate this agreement at any time without notice and you will remain liable for all amounts due up to and including the date of termination; and/or accordingly may deny you access to our Services (or any part thereof). 

    SECTION 17 - ENTIRE AGREEMENT
    The failure of us to exercise or enforce any right or provision of these Terms of Service shall not constitute a waiver of such right or provision. 
    These Terms of Service and any policies or operating rules posted by us on this site or in respect to the Service constitutes the entire agreement and understanding between you and us and governs your use of the Service, superseding any prior or contemporaneous agreements, communications and proposals, whether oral or written, between you and us (including, but not limited to, any prior versions of the Terms of Service). 
    Any ambiguities in the interpretation of these Terms of Service shall not be construed against the drafting party. 

    SECTION 18 - GOVERNING LAW
    These Terms of Service and any separate agreements whereby we provide you Services shall be governed by and construed in accordance with the laws of South Africa. 

    SECTION 19 - CHANGES TO TERMS OF SERVICE
    You can review the most current version of the Terms of Service at any time at this page. 
    We reserve the right, at our sole discretion, to update, change or replace any part of these Terms of Service by posting updates and changes to our website. It is your responsibility to check our website periodically for changes. Your continued use of or access to our website or the Service following the posting of any changes to these Terms of Service constitutes acceptance of those changes. 

    SECTION 20 - CONTACT INFORMATION
    Questions about the Terms of Service should be sent to us at fxsniper24@gmail.com. 
    Our contact information is posted below: 
    fxsniper24 
    fxsniper24@gmail.com
  • Refund policy
    Thank you for choosing fxsniper24. We genuinely appreciate your trust in our digital products and services. We strive to provide exceptional value and satisfaction with every purchase. As a company committed to delivering high-quality, immediately accessible digital goods and services, we want to take a moment to explain the nature of our refund policy.
    1. Immediate Access to Digital Goods and Services
    Once you make a purchase from us, the digital goods or services you have selected are delivered instantly and are made available for immediate use or download. While we understand that situations may arise where a customer may have second thoughts, it is important to note that, due to the intangible nature of digital products, we are unable to offer refunds after the purchase has been completed.
    This is simply a reflection of the nature of digital goods — once they are in your possession, they are immediately usable and cannot be "returned" in the traditional sense. As a result, we find it best to inform our valued customers upfront that all purchases are, by their very nature, final.
    2. Why We Don’t Offer Refunds (It’s Just How Digital Goods Work)
    We know this may seem a little rigid, but the reality is that digital products, whether it’s software, media, or online services, are delivered instantly and cannot be returned, unlike physical goods. This is what makes it so challenging to offer refunds for digital products. Once you’ve downloaded, accessed, or started using the product, we no longer have the ability to take it back from you.
    While we would love to accommodate every request, the reality is that offering refunds on digital goods would not only be impractical but would also inadvertently increase costs for everyone. We hope you can appreciate this understandable limitation.
    3. Our Commitment to Quality and Support
    We want you to be delighted with your purchase. That’s why we’re here to support you every step of the way. If you experience any technical difficulties or issues with the product, please don’t hesitate to reach out to our support team. We will gladly assist you in resolving any concerns, answer your questions, and help you get the most out of the product you’ve purchased.
    In the rare event that the product is not functioning as intended — for example, if the files are corrupted or there are technical issues beyond your control — we will do everything we can to provide you with a solution, which may include sending you a corrected file, granting you access to a replacement service, or offering technical troubleshooting support.
    4. A Special Note About Exceptions (Because We Do Care)
    While our general policy is clear, we do understand that exceptional circumstances arise. If, for example, there is an undeniable technical fault on our part — say, a glitch that prevents you from using the product, or if the service fails to meet the advertised specifications — please reach out to us as soon as possible. We’ll make every effort to rectify the issue or provide you with a replacement.
    We do, however, kindly request that you provide a detailed explanation of any issues so we can efficiently address them. And while we can’t promise a refund in these cases, we’ll be more than happy to offer a satisfactory resolution — which might include a replacement, a fix, or alternative options that will get you back on track.
    5. Our No-Refund Approach: The “Why” Behind It
    You might be wondering why we don’t offer refunds in these cases. It’s not that we don’t care about you or your satisfaction. Quite the opposite! It’s just that digital products, once released, cannot be returned or undone. With digital goods, offering a refund would involve voiding access that cannot practically be returned. So, in fairness to everyone, we’ve chosen to stand firm with this policy.
    We’d like to assure you that our products are designed to give you great value — which is why we encourage you to review all product descriptions, user guides, and demo content (if available) carefully before making your purchase. This ensures that your decision to purchase is based on a solid understanding of the product and its features.
    6. What Happens if You Dispute a Charge?
    We understand that misunderstandings can happen, but we kindly ask that before you dispute any charge or initiate a chargeback, you reach out to us directly. Our team is available to assist with any concerns you may have, and we are more than happy to engage in a constructive discussion to resolve any issues promptly.
    Please keep in mind that a chargeback does not help to resolve the situation and could prevent us from being able to offer further assistance. If a chargeback is initiated without first contacting us, we may need to reconsider your ability to access our services in the future.
    7. Modifications to This Policy (We’re Flexible, But Transparent)
    While we do our best to create clear and consistent policies, we also understand that businesses evolve. We may, from time to time, update this policy to reflect changes in our services or practices. If that happens, we’ll ensure that the most current version is always available on our website, and we encourage you to review it periodically.
    By continuing to use our services after any updates, you agree to be bound by the updated terms. And rest assured, if anything important changes, we’ll make it clear.
    8. We’re Here to Help
    If you have any questions or need clarification regarding our policy or any aspect of our products and services, we invite you to contact us. Our customer support team is dedicated to providing excellent service and ensuring that your experience with us is a positive one.
    You can reach us at:
    Fxsniper24
    Email: fxsniper24@gmail.com
    Phone: +27(060) 340-7991
  • Privacy policy
    Privacy Policy
    Effective Date: 21 January 2025
    Last Updated: 19 June 2025
    fxsniper24 ("we", "our", or "us") respects your privacy and is committed to protecting the personal information you may provide to us through our website https://www.choppa.co.za (the "Site"), mobile app, or services (collectively, the “Services”).
    This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit or use our Services. Please read this policy carefully. If you do not agree with the terms, please do not access the Services.
    1. Information We Collect
    We may collect the following types of information:
    a) Personal Information
    When you interact with us, we may collect personally identifiable information, such as:
    • Name
    • Email address
    • Phone number
    • Mailing address
    • Payment information (processed securely via third-party providers)
    • Account credentials (if applicable)
    b) Non-Personal Information
    This includes data that does not directly identify you, such as:
    • IP address
    • Browser type
    • Device information
    • Pages visited
    • Time spent on pages
    • Referring URLs
    c) Cookies and Tracking Technologies
    We use cookies and similar technologies to enhance user experience, analyze traffic, and improve our Services. You can manage cookie preferences in your browser settings.
    2. How We Use Your Information
    We may use the information we collect for purposes including:
    • To provide, operate, and maintain our Services
    • To improve and personalize user experience
    • To communicate with you (e.g., customer support, newsletters)
    • To process payments and transactions
    • To detect and prevent fraudulent activities
    • To comply with legal obligations
    3. How We Share Your Information
    We may share your information with:
    • Service Providers who help us operate and maintain our Services (e.g., hosting, payment processors)
    • Legal Authorities when required to comply with applicable laws, regulations, or legal processes
    • Business Transfers in connection with a merger, sale, or transfer of company assets
    We do not sell your personal information to third parties.
    4. Data Security
    We implement appropriate technical and organizational security measures to protect your information. However, no method of transmission or storage is 100% secure. We encourage you to take steps to protect your data, such as using strong passwords and not sharing login credentials.
    5. Your Rights and Choices
    Depending on your location, you may have certain rights regarding your personal information, such as:
    • Access to the data we hold about you
    • Request correction or deletion
    • Opt out of marketing communications
    • Restrict or object to certain data processing activities
    To exercise these rights, please contact us at [Insert Contact Email].
    6. Third-Party Links
    Our Services may contain links to third-party websites or services. We are not responsible for their privacy practices. We encourage you to review their privacy policies before providing any personal information.
    7. Children's Privacy
    Our Services are not intended for individuals under the age of [13/16, depending on applicable laws]. We do not knowingly collect data from children. If we become aware that a child has provided us with personal information, we will delete it promptly.
    8. Changes to This Privacy Policy
    We may update this Privacy Policy from time to time. The revised version will be indicated by an updated "Last Updated" date and will be effective when posted. We encourage you to review this policy periodically.
    9. Contact Us
    If you have any questions or concerns about this Privacy Policy or our data practices, please contact us:
    fxsniper24@gmail.com
    Email: fxsniper24@gmail.com

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